These tables outline the annual money purchase (MP), defined benefit (DB), registered retirement savings plan (RRSP), deferred profit sharing plan (DPSP), advanced life deferred annuity (ALDA), tax-free savings account (TFSA) limits, year's maximum pensionable earnings (YMPE) and the year's additional maximum pensionable earnings (YAMPE).
Year | MP limit | DB limit | RRSP dollar limit | DPSP limit (1/2 MP limit) | YMPE | YAMPE |
---|---|---|---|---|---|---|
2025 | - | 1/9 the money purchase limit | $32,490 | - | - | - |
2024 | $32,490 | $3,610.00 | $31,560 | $16,245 | $68,500 | $73,200 |
2023 | $31,560 | $3,506.67 | $30,780 | $15,780 | $66,600 | n/a |
2022 | $30,780 | $3,420.00 | $29,210 | $15,390 | $64,900 | n/a |
2021 | $29,210 | $3,245.56 | $27,830 | $14,605 | $61,600 | n/a |
2020 | $27,830 | $3,092.22 | $27,230 | $13,915 | $58,700 | n/a |
2019 | $27,230 | $3,025.56 | $26,500 | $13,615 | $57,400 | n/a |
2018 | $26,500 | $2,944.44 | $26,230 | $13,250 | $55,900 | n/a |
2017 | $26,230 | $2,914.44 | $26,010 | $13,115 | $55,300 | n/a |
2016 | $26,010 | $2,890.00 | $25,370 | $13,005 | $54,900 | n/a |
2015 | $25,370 | $2,818.89 | $24,930 | $12,685 | $53,600 | n/a |
2014 | $24,930 | $2,770.00 | $24,270 | $12,465 | $52,500 | n/a |
2013 | $24,270 | $2,696.67 | $23,820 | $12,135 | $51,100 | n/a |
2012 | $23,820 | $2,646.67 | $22,970 | $11,910 | $50,100 | n/a |
2011 | $22,970 | $2,552.22 | $22,450 | $11,485 | $48,300 | n/a |
2010 | $22,450 | $2,494.44 | $22,000 | $11,225 | $47,200 | n/a |
2009 | $22,000 | $2,444.44 | $21,000 | $11,000 | $46,300 | n/a |
2008 | $21,000 | $2,333.33 | $20,000 | $10,500 | $44,900 | n/a |
2007 | $20,000 | $2,222.22 | $19,000 | $10,000 | $43,700 | n/a |
2006 | $19,000 | $2,111.11 | $18,000 | $9,500 | $42,100 | n/a |
2005 | $18,000 | $2,000.00 | $16,500 | $9,000 | $41,100 | n/a |
2004 | $16,500 | $1,833.33 | $15,500 | $8,250 | $40,500 | n/a |
2003 | $15,500 | $1,722.22 | $14,500 | $7,750 | $39,900 | n/a |
2002 | $13,500 | $1,722.22 | $13,500 | $6,750 | $39,100 | n/a |
2001 | $13,500 | $1,722.22 | $13,500 | $6,750 | $38,300 | n/a |
2000 | $13,500 | $1,722.22 | $13,500 | $6,750 | $37,600 | n/a |
1999 | $13,500 | $1,722.22 | $13,500 | $6,750 | $37,400 | n/a |
1998 | $13,500 | $1,722.22 | $13,500 | $6,750 | $36,900 | n/a |
1997 | $13,500 | $1,722.22 | $13,500 | $6,750 | $35,800 | n/a |
1996 | $13,500 | $1,722.22 | $13,500 | $6,750 | $35,400 | n/a |
1995 | $15,500 | $1,722.22 | $14,500 | $7,750 | $34,900 | n/a |
1994 | $14,500 | $1,722.22 | $13,500 | $7,250 | $34,400 | n/a |
1993 | $13,500 | $1,722.22 | $12,500 | $6,750 | $33,400 | n/a |
1992 | $12,500 | $1,722.22 | $12,500 | $6,250 | $32,200 | n/a |
1991 | $12,500 | $1,722.22 | $11,500 | $6,250 | $30,500 | n/a |
1990 | $11,500 | $1,722.22 | (Old limits) | $5,750 | $28,900 | n/a |
Year | TFSA dollar limit | ALDA dollar limit |
---|---|---|
2024 | $7,000 | $170,000 |
2023 | $6,500 | $160,000 |
2022 | $6,000 | $160,000 |
2021 | $6,000 | $150,000 |
2020 | $6,000 | $150,000 |
2019 | $6,000 | n/a |
2018 | $5,500 | n/a |
2017 | $5,500 | n/a |
2016 | $5,500 | n/a |
2015 | $10,000 | n/a |
2014 | $5,500 | n/a |
2013 | $5,500 | n/a |
2012 | $5,000 | n/a |
2011 | $5,000 | n/a |
2010 | $5,000 | n/a |
2009 | $5,000 | n/a |